Ask Noya Premium connects to raw transaction-level data. This means you can ask questions that go beyond dashboard summaries and dig into individual records, patterns across time, and the specific transactions driving a client's financial picture. This guide is designed for accountants who want to use Ask Noya Premium as a core part of their advisory workflow.
How Ask Noya Premium differs from Ask Noya
The standard Ask Noya works from pre-calculated summaries: totals, scores, ratios, and forecasts. These are fast and accurate for understanding position and trends at a high level.
Ask Noya Premium works from the underlying transaction database. Every invoice, every bill, every expense record, every payment. This allows you to ask questions that require looking at individual records rather than aggregated totals. It is the difference between asking 'what is my total overdue receivables?' and 'show me which specific invoices are overdue, by how long, and which customers they are from.'
Getting started with a new client
When you open a client account for the first time, these prompts give you a fast orientation on their financial health without having to manually read every dashboard screen:
Client overview prompt: Give me a complete financial health summary for this client. Cover their cash position, burn rate, runway, gross margin, overdue receivables, outstanding payables, and any metrics that appear to need immediate attention. |
Risk identification prompt: What are the three biggest financial risks this client faces right now? For each risk, tell me what the data shows, why it is a risk, and what action I should consider recommending. |
Trend prompt: How has this client's financial position changed over the past six months? Identify the most significant positive and negative trends in their revenue, expenses, and cash position. |
Cash flow and liquidity analysis
Deep cash flow prompt: Analyse this client's cash flow position in detail. I want to understand their inflows and outflows at the transaction level, identify any concentration risks in either their receivables or payables, and understand what is driving their current runway estimate. |
Short-term risk prompt: What is the client's cash position likely to be in 30 days based on current receivables, expected bill payments, and their historical payment collection rate? Identify any periods where they might face a shortfall. |
Receivables ageing prompt: Break down this client's overdue invoices by age band: under 30 days, 30 to 60 days, 60 to 90 days, and over 90 days. Identify any customers with a pattern of late payment across multiple invoices and flag the highest-risk individual debts. |
Expense and cost analysis
Expense breakdown prompt: What are this client's largest expense categories over the past three months? Have any categories grown significantly and which ones are contributing most to their operating cost base? |
Supplier concentration prompt: Which suppliers represent the largest share of this client's total payables? Are there any single suppliers where overdue amounts create a relationship or reputational risk? |
Cost trend prompt: Compare this client's expense structure this quarter to the same quarter last year. Where have costs increased, where have they decreased, and what has changed as a proportion of revenue? |
Revenue and sales analysis
Revenue breakdown prompt: Break down this client's revenue by category or product line over the past 12 months. Which categories are growing, which are declining, and which represent the largest share of total income? |
Customer concentration prompt: Which customers account for the largest share of this client's revenue? Is there a significant concentration risk where losing one or two customers would materially impact their financial position? |
Seasonal pattern prompt: Does this client's revenue show any seasonal patterns over the past 12 months? If so, when are the high and low periods and how should they be planning cash reserves around those patterns? |
Advisory brief preparation
These prompts are designed to help you prepare for client meetings by generating structured talking points directly from the data:
Pre-meeting brief prompt: I am meeting with this client tomorrow. Prepare a structured advisory brief covering: their current financial health, the top three things that need immediate attention, two or three opportunities for improving their financial position, and the key questions I should ask them in the meeting. |
Scenario discussion prompt: This client is considering taking on a new lease at $4,000 per month. Based on their current cash position, revenue trend, and burn rate, what is your analysis of whether they can afford this commitment and what conditions would need to be true for it to be financially viable? |
Board or investor report prompt: Summarise this client's financial performance for the past quarter in a way that would be suitable for a board report or investor update. Cover revenue, margins, cash position, key risks, and financial outlook for the next quarter. |
Tips for getting better answers from Ask Noya Premium
• Be specific about the time period you want to analyse. Ask Noya Premium can work across longer periods but needs to know what window you are interested in.
• When you want a comparison, say so explicitly. 'Compare Q3 2025 to Q3 2024' will get you a much more targeted answer than 'how has performance changed.'
• If you want the answer structured in a particular way, say so. 'Give me this as a numbered list of priorities' or 'summarise this in three sentences for a client email' both work.
• Ask Noya Premium is in beta. If it gives you an answer that does not match what you see in the client's accounting software, flag it through the feedback option. Accountant feedback on Premium accuracy is particularly valuable for improving the tool.
Note Ask Noya Premium is read-only. It cannot update records, send communications, or take any action in your client's accounting software. All analysis it produces is for your review and use. Any actions arising from that analysis need to be taken by you or your client.
Ask Noya Premium does not provide tax advice and cannot calculate tax obligations. For tax-related questions, use the financial data from Noya Premium as context and apply your professional judgement. |